Partners & Associates

WealthSure

(08) 9246 7600

www.wealthsure.com.au

Seagrims is licensed through the independently owned WealthSure Financial Services which means advice and products remain independent of institutions or product manufacturers.

WealthSure Financial Services has over 300 authorised advisers in Western Australia, New South Wales, Queensland, Victoria, ACT, South Australia and Tasmania. WealthSure is independently owned* and is a principal member of the Association of Independently Owned Financial Planners (AIOFP).

All of WealthSure's authorised advisers are experienced practitioners qualified to tailor financial plans and strategies to their clients' individual needs. All advisers meet industry training and continuing education standards and must abide by a strict code of ethics and rules of conduct.

The group has close associations with all of the major investment institutions and has an extensive approved product list for financial planning clients. WealthSure is committed to providing superior financial service to all of its clients.

*Independently owned means that WealthSure is not owned by Institutions or Product Manufacturers

Aspiritive Group

0410 833 506

www.aspiritivegroup.com

Aspiritive Group's Lifestyle Mastery and Business Mastery programs mark an evolution in the coaching and planning industries. Common to all of the social and financial crises one may experience, is the ability to plan and to choose ones attitude towards the situation. Business and Lifestyle Mastery recognises that businesses and households are run by, and for, people.  

Australian Stock Exchange

131 ASX (131 279)

www.asx.com.au

The ASX Group's origins as a national exchange go back to 1987. The Australian Stock Exchange Limited was formed in 1987 after the Australian Parliament drafted legislation that enabled the amalgamation of six independent state-based stock exchanges. Each of those exchanges brought with it a history of share trading dating back to the 19th century.

In 2006 The Australian Stock Exchange merged with the Sydney Futures Exchange and originally operated under the name Australian Securities Exchange.

Later, however, ASX launched a new group structure to better position it in the contemporary financial market environment. From 1 August 2010 the Australian Securities Exchange has been known as the ASX Group.

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Business Council of Australia

(03) 8664 2664

www.bca.com.au

A unique national institution, the BCA provides a forum for Australian business leaders to contribute directly to public policy debates. We have helped to initiate and shape the key economic and business reform debates that have underpinned Australia’s economic resurgence.

This section contains information about our structure, policy agenda and policymaking process, and about our membership, board, task forces and staff.

Committee for Economic Development of Australia

(08) 8211 7222

www.ceda.com.au

For 50 years, CEDA has informed, influenced and raised the standard of discussion about the issues shaping Australia's economic and social development.

CEDA members are well connected and wellinformed on economic, business and public policy issues. More than 800 of Australia's leading organisations belong to CEDA.

CEDA has a unique role. We offer an independent and open forum - through our events, conferences and briefings - for business, government and academia to come together to discuss Australia's future.

CEDA's aim is to facilitate better public policy and consequently better outcomes for Australia's economy.

CPA Australia

1300 73 73 73

www.cpaaustralia.com.au

CPA Australia is one of the world's largest accounting bodies with a membership of more than 129,000 finance, accounting and business professionals across the globe.

Our core services to members include education, training, technical support and advocacy. Staff and members work together with local and international bodies to represent the views and concerns of the profession to governments, regulators, industries, academia and the general public.

Financial Services Accountants Association

(02) 9451 3223

www.fsaa.com.au

The Financial Services Accountants Association provides services for accountants, finance managers and other professionals in the Financial Services Sector in Australasia. The Association provides its members with a number of unique opportunities to meet with fellow colleagues from the Financial Services Industry at different events throughout each year.

Kaplan Professional

(02) 9908 0200

www.kaplanprofessional.edu.au

Kaplan Professional is a leading national provider of professional education and training for the financial services, real estate and accounting sectors in Australia.

We form part of Kaplan, Inc., (Kaplan) a leading global education provider with over 70 years' experience in schools, colleges and universities. Today Kaplan is in over 35 countries worldwide, serves more than one million students each year and has over 31,000 employees in approximately 600 locations.

With over $2.3bn in annual turnover, Kaplan delivers programs globally for early education, post-secondary education, professional training and more. Kaplan is also a wholly-owned subsidiary of The Washington Post Company (NYSE: WPO).

Institute of Actuaries of Australia

(02) 9233 3466

www.actuaries.asn.au

The Institute of Actuaries of Australia is the sole professional body for actuaries in Australia. It is the public face of a learned profession, which represents the interests of its members within Government, the business community and the general public. This is achieved through the activities of members in their roles as Institute Councillors and members of professional committees and taskforces.

Working within this structure, the Institute is able to directly influence Government legislation that relates to the Life Insurance Act, Superannuation and other areas of actuarial interest.

Institute of Chartered Accountants in Australia

1300 137 322

www.icaa.org.au

The Institute plays an important role in the global accounting community. The international reach of the Chartered Accountants brand provides exciting opportunities both locally and abroad.

The Association of Superannuation Funds of Australia Limited

1800 812 798

www.superannuation.asn.au

ASFA is a national, not for profit, non party political organisation that represents the interests of Australia's superannuation funds, their trustees and their members.

Membership has grown with industry funds, corporate, public sector and retail funds, service providers and individual members collectively representing approximately 80% of members holding superannuation accounts and about 80% of total Australian superannuation assets.

Women in Finance

0418 410 343

www.wifnsw.com.au

Women in Banking and Finance (WiBF) is a non-profit association contributing to the professional development of women in the industry. Although established in 2000, the name Women in Banking and Finance Incorporated was adopted post a Special General Meeting held in December 2009.

WiBF has grown to be a leading voice for women seeking to have an influential career and impact in banking and finance.

Macquarie

www.macquarie.com.au

Macquarie Group is a leading provider of banking, financial, advisory, investment and funds management services with more than 70 offices in 28 countries.

Smexcellence – Online learning for small businesses

(02) 9685 9462

www.smexcellence.com.au

The University of Western Sydney will take a leading role in improving small business performance through SMExcellence. SMExcellence is a free online interactive learning platform that improves the business skills of small business owner?managers.

SMExcellence distinctively positions UWS and its partners as key contributors to the small business community, a business group that has not been comprehensively addressed by Australian universities. Customised tutorials will be targeted to specific industry sectors, such as construction, retail, wholesale, manufacturing, business and personal services. Tutorials will reflect the Australian Quality National Training Framework and support the Financial Literacy Foundation's national agenda.

Government Services for Australians

www.australia.gov.au

The australia.gov.au website is your connection with government in Australia. It links to information and services on around 900 Australian Government websites as well as selected state and territory resources. Australia.gov.au also searches over four million web pages from Australian, State and Territory Governments.

Australia.gov.au is a gateway to information. Most material indexed by this site is created and stored externally to the site and is, therefore, the responsibility of the authoring department or agency.

If you are looking for government publications, australia.gov.au does not directly sell or otherwise provide them to the public but aims to help users find publications and/or information on how to obtain the publication on the website of the publishing agency. Australian Government agencies are responsible for the production and distribution of the publications that they create.

Australian Bureau of Statistics

1300 135 070

www.abs.gov.au

We assist and encourage informed decision making, research and discussion within governments and the community, by leading a high quality, objective and responsive national statistical service.

Established as the Commonwealth Bureau of Census and Statistics, with the passing of the Census and Statistics Act 1905, the ABS is Australia’s official national statistical agency. Changing name to the ‘Australian Bureau of Statistics’ in 1975 with the passing of the Australian Bureau of Statistics Act 1975, the ABS is an agency under the Treasury portfolio. The Minister with portfolio responsibility for the ABS is the Assistant Treasurer.

As an organisation, we remain relevant to national, state and territory needs by collecting the relevant data, processing it to world-leading standards and delivering information solutions to our many customers. To address statistical needs, we make every effort to minimise the obligations on the Australian community by using existing data wherever possible to satisfy needs and sophisticated statistical methodologies to reduce the load on our respondents.

Australian Government Directory

www.fed.gov.au

The Government Online Directory is a guide to the structure, organisations and key people in the Australian Government. Information in the site is grouped under the four key arms of government: the Commonwealth Parliament, the Courts, the Governor-General and Australian Government departments and agencies.

Australian Prudential Regulation Authority

1300 13 10 60

www.apra.gov.au

The Australian Prudential Regulation Authority (APRA) is the prudential regulator of the Australian financial services industry. It oversees banks, credit unions, building societies, general insurance and reinsurance companies, life insurance, friendly societies, and most members of the superannuation industry. APRA is funded largely by the industries that it supervises. It was established on 1 July 1998. APRA currently supervises institutions holding approximately $3.6 trillion in assets for 22 million Australian depositors, policyholders and superannuation fund members.

Australian Taxation Office

Business : 13 72 26 • Personal : 13 72 26

www.ato.gov.au

The Australian Taxation Office is the Government's principal revenue collection agency, and is part of the Treasurer's portfolio. Our role is to manage and shape tax, excise and superannuation systems that fund services for Australians.

Commonwealth Department of Family and Community Services

1300 653 227

www.fahcsia.gov.au

The Department of Families, Housing, Community Services and Indigenous Affairs (FaHCSIA) is the Australian Government's main source of advice on social policy and manages about one fifth of the federal budget.

FaHCSIA works in partnership with other government and non-government organisations managing a diverse range of programs and services designed to support and improve the lives of Australians.

Office of the Federal Privacy Commissioner

1300 363 992

www.privacy.gov.au

The OAIC is the national privacy regulator.

The Commissioner performs key functions under the Privacy Act 1988, such as providing information and advice about privacy and the law, handling complaints, conducting audits, and undertaking promotional and educational activities.

The OAIC is a statutory authority that sits in the portfolio of the Department of Prime Minister and Cabinet. Although the Office is a government agency, it is independent in the exercise of its regulatory and policy advising functions.

Our Office aims to promote and protect privacy in Australia.

Parliament of Australia

(02) 6277 7111

www.aph.gov.au

The Australian Government's complete guide to the Australian Parliament including everything about the House of Representatives; The Senate; when they are sitting; Who's Who; Bills before Parliament; Publications; Access to Hansard; Educational information ... even how to book a tour.

Treasury

1800 020 008

www.treasury.gov.au

The Commonwealth Treasury began operations in Melbourne in January 1901. Over time, the department was required to establish policy in areas such as public service pay and conditions, bank notes, the taxation system including land and income tax, pensions and other welfare payments, postage stamps and the collection of statistics. Today, the department focuses primarily on economic policy.

The department is divided into four groups, Fiscal, Macroeconomic, Revenue and Markets with support coming from the Corporate Services Group. These groups were established to meet four policy outcomes:

Sound macroeconomic environment

The Treasury monitors and assesses economic conditions and prospects, both in Australia and overseas, and provides advice on the formulation and implementation of effective macroeconomic policy, including monetary and fiscal policy, and labour market issues.

Effective government spending and taxation arrangements

The Treasury provides advice on budget policy issues, trends in Commonwealth revenue and major fiscal and financial aggregates, major expenditure programmes, taxation policy, retirement income, Commonwealth-State financial policy and actuarial services.

Effective taxation and retirement income arrangements

The Treasury provides advice and assists in the formulation and implementation of government taxation and retirement income policies and legislation as well as providing information on material changes to taxation revenue forecasts and projections.

Well functioning markets

The Treasury provides advice on policy processes and reforms that promote a secure financial system and sound corporate practices, remove impediments to competition in product and services markets and safeguard the public interest in matters such as consumer protection and foreign investment.

Australasian Legal Information Institute

(02) 9514 4921

www.austlii.edu.au

The Australasian Legal Information Institute (AustLII) provides free internet access to Australasian legal materials. AustLII's broad public policy agenda is to improve access to justice through better access to information. To that end, we have become one of the largest sources of legal materials on the net, with over four million searchable documents.

AustLII publishes public legal information -- that is, primary legal materials (legislation, treaties and decisions of courts and tribunals); and secondary legal materials created by public bodies for purposes of public access (law reform and royal commission reports for example) and a substantial collection of law journals.

ComLaw (Commonwealth of Australia Law)

1300 726 631

www.comlaw.gov.au

ComLaw is a website, as well as software and databases that sit make it possible for you to access:

• the full text of all recent Australian Government legislation
• details of the lifecycle of individual laws and the relationships between them, and
• related documents.

ComLaw is a whole of government website, and ComLaw content is sourced from more than 70 separate agencies.

Why use ComLaw?

ComLaw contains the only database of Australian Government legislation that is authoritative for the purposes of legal proceedings. No other website in the world can make this claim.

The Financial Literacy Foundation

1300 300 630

www.understandingmoney.gov.au

This website was created by the Financial Literacy Foundation which was established by the Australian Government in June 2005 to give all Australians the opportunity to increase their financial knowledge and better manage their money.

Australian Consumers’ Association

1800 069 552

www.choice.com.au

Independent and transparent, CHOICE was founded in 1960 with one clear mission: to ensure the consumer voice is heard loudly and clearly.

CHOICE empowers consumers to get the most out of all their purchasing decisions by providing a mix of advocacy and advice.

As the people’s watchdog, we’re constantly looking out for misleading or unhelpful practices that stop you from getting the best deal. The leading consumer advocacy group in Australia, CHOICE campaigns to protect and assist consumers through changes to laws and industry behaviour.

Australian Council of Social Service

(02) 9310 6200

www.acoss.org.au

The Australian Council of Social Service is the peak body of the community services and welfare sector and the national voice for the needs of people affected by poverty and inequality.

ACOSS' vision is for a fair, inclusive and sustainable Australia where all individuals and communities can participate in and benefit from social and economic life.

Established in 1956, ACOSS aims to reduce poverty and inequality by:

• Developing and promoting socially, economically and environmentally responsible public policy and action by government, community and private sectors.
• Supporting the role of non-government organisations in providing assistance to vulnerable Australians and contributing to national policy making.

ASIC's Consumer Website - FIDO

1300 300 630

www.fido.gov.au

FIDO is the consumer website of the Australian Securities and Investments Commission (ASIC).

ASIC is the consumer protection regulator for financial services. In this role, we protect investors, superannuants, depositors and insurance policy holders. We also regulate and enforce laws that promote honesty and fairness in financial products and services, in financial markets, and in Australian companies.

You'll find all sorts of interesting and useful topics, some of which include:-

• Money Tips
• Info about Financial Products
• Scams and Warnings
• Education Resources
• Self-Help Finance Tools
• Prospectuses
• Investment Schemes
• Banned People ... etc

Moneymap

1800 020 110

www.moneymap.nicri.org.au

The National Information Centre on Retirement Investments (NICRI) Moneymap Website a set of tools to help you develop an informed understanding of investment products and processes and how you can use them to plan for your future and for retirement.

The site  aims to assist those with less complex issues and/or modest amounts to invest, who are reluctant to or unable to seek professional advice. It will also be useful for those who just wish to learn a little more about issues surrounding the process of investing. The guide is not a tool to replace professional financial advice. There are many issues to consider with regard to your financial planning requirements and NICRI suggests that professional advice be sought if required.

Our team at Seagrims would love to make a time to meet with you after you explore the Moneymap website.