Inspirational Case Studies

Life Insurance - The cold, hard facts...

Andrew, a state sales manager, lived with his wife, Jenny, and children Daniel and Isabella, in a leafy Adelaide suburb. Andrew's family was devastated when he suffered a massive heart attack and died suddenly late one Sunday evening.

Like so many Adelaide couples, Andrew and Jenny's finances were highly geared, including a substantial mortgage. Wanting the best for their children, they'd enrolled Daniel and Isabella in reputable private schools close to home.

With Andrew's substantial salary no longer there to support the family's former lifestyle, Jenny was forced to make some drastic decisions. She sold the family home, took the kids out of private school and relocated to rent in a more affordable suburb in Adelaide's North - a long way from their former neighbourhood and support networks.

Some issues to consider:

• No-one copes too well with the sudden transition, least of all Jenny. Having lost the love of her life and without friends close by to lean on, a black cloud descended over Jenny.

• The three biggest shocks families face when the breadwinner dies. Becoming Emotionally stranded.

- The financial shock
- The reorganizational shock
- Much of this stress could have been avoided had Andrew died
   with enough life insurance to support his family's lifestyle.

• Life insurance is a gift that with any luck is never given.

• Life insurance can mean the difference between a family getting on with life after the death of a parent ~ OR seeing a family disintegrate.

• Don't leave your family's future wellbeing to chance.

Contact Seagrims on 1800 818 933 for a confidential review of your Life cover needs.