Innovative Strategies

Transition to Retirement

• Jeanette aged 60 TTR case study

  The rules surrounding the Age Pension are constantly changing, making it difficult to know whether you are maximising your entitlements. This makes it essential to seek professional financial advice to help analyse your Centrelink entitlements so that you are not missing out on benefits you have every right to claim. The following case study...
  Read more »
• 

  Kevin, aged 60, TTR

  The rules surrounding the Age Pension are constantly changing, making it difficult to know whether you are maximising your entitlements. This makes it essential to seek professional financial advice to help analyse your Centrelink entitlements so that you are not missing out on benefits you have every right to claim. The following case study...
  Read more »

• Not just for the wealthy...

  Since 1 July 2005, the transition to retirement condition of release has existed to allow those who have reached age 55 and are still working, access to their superannuation as a non‐commutable pension - that is, it cannot be cashed as a lump sum. The transition to retirement condition of release was initially seen...
  Read more »
• 

  Common transition to retirement myths

  Transition to retirement only applies to high net worth individuals  Seagrim's transition to retirement optimisation strategy substantially increases superannuation benefits for all Australians - it is not restricted to high-income earners. In fact, it could be argued that it is those on the lower levels of superannuation at age 55 who need it most....
  Read more »

• Other retirement myths

  Super is heavily taxed, isn't it? Wrong. Superannuation is considered one of the most tax-effective investment vehicles you can access. You can invest from pre-tax income, whereby contributions may attract a tax rate less than your marginal tax rate. You receive concessional tax rates on earnings within the super environment and enjoy tax-free income...
  Read more »