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Products and Services

Investment Advice

There are over 11,000 different shares and or managed funds available these days so it can be most confusing for the average investor. 

There are many reasons for investing such as wealth accumulation or to save for your children’s education or just investing for growth, however the main things you should consider are: 

1. Is the investment flexible? 

2. Is the investment tax effective? 

3. Is the investment cost effective? 

It is one thing to have a great tax effective investment but another to have absolutely no access to your capital if you need it urgently. 

Costs are very important. The more complex the investment the more costly it can be so it is important to weigh up the costs with the benefits. 

Compounding interest is a wondering invention and so is dollar cost averaging. Continuing to add interest or dividends and adding regularly to your investment are probably the most underestimated things an investor can do. 

There is no quick way of getting rich! This I know for sure. However, steady planning, good quality investments and planning and the job of saving and investing becomes much easier. 

You don’t need much to get started. Just speak to your Certified Financial Strategies at Seagrims and they will help you achieve your goals.

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